Zameen ya flat khareedne se pehle kya-kya check karna chahiye?
Simple answer
Pakka karo ki seller sach mein maalik hai aur bech sakta hai: purane title documents, encumbrance certificate (koi loan ya case nahi), approvals, aur naye project mein RERA registration. Phir stamp duty bhar ke sale deed register karao. Sirf registered sale deed se hi aap owner bante ho.
Real-life examples
Arjun Chennai mein resale flat khareed raha tha. Encumbrance certificate mein us par bank loan ab bhi registered dikha. Usne sale deed sign karne se pehle seller se loan band karwa ke bank ka release lane ko kaha.
Neha ne stamp duty bachane ke liye Delhi mein plot 'GPA, agreement to sell aur will' se liya. Supreme Court keh chuka hai ki aise deals se ownership transfer nahi hoti. Registered sale deed banne tak woh legal owner nahi hai.
Sanjay ke builder ne koi agreement kiye bina price ka 20% maanga. RERA ke under builder registered agreement for sale se pehle 10% se zyada nahi le sakta.
Aapko kya karna chahiye?
- 1Saare title documents ki copy lo, behtar hai pichhle 30 saal ki, aur property lawyer se check karao.
- 2Sub-Registrar office se encumbrance certificate lo (kai states mein online). Dekho ki land records, mutation aur tax receipts seller ke naam par hain.
- 3Approvals dekho: sanctioned building plan, completion ya occupancy certificate, aur zameen ke liye land-use ya conversion permission.
- 4Naye project ke liye state RERA website par uska registration aur status dekho.
- 5Pakka karo ki har owner aur co-heir sign kare, aur payment bank se karo, cash mein nahi.
- 6Stamp duty bharo, Sub-Registrar office mein sale deed register karao, phir apne naam mutation ki application do.
Exceptions aur zaroori baatein
- Kheti ki zameen: kai states mein ise kaun khareed sakta hai is par rok hai, ya us par construction se pehle permission zaroori hai.
- Kuch chhote projects RERA registration se exempt hain. Unmein approvals aur builder ke record ki extra checking karo.
- Adivasi zameen, sarkar se allot hui zameen aur court se kurk property usually free hokar nahi bechi ja sakti.
Official legal reference
Transfer of Property Act, 1882 — Section 54
₹100 ya zyada ki property ki sale registered deed se hi hoti hai; sirf agreement to sell se ownership nahi milti.
Registration Act, 1908 — Section 17(1)(b)
₹100 ya zyada ki property mein haq banane ya transfer karne wale documents ka registration zaroori hai.
Real Estate (Regulation and Development) Act, 2016 — Sections 3, 13
Projects (chhote exempt chhod kar) bechne se pehle RERA mein registered hon; registered agreement for sale se pehle builder 10% se zyada nahi le sakta.
Suraj Lamp & Industries Pvt. Ltd. v. State of Haryana (2011)
Supreme Court: GPA, agreement to sell aur will se ownership transfer nahi hoti; sirf registered sale deed se hoti hai.
Help kahan milegi
Source aur status
- Kahan lagu
- State ke hisaab se alag
- Stamp duty, registration fees, online land records, encumbrance certificate aur kheti ki zameen khareedne ki pabandiyan state ke hisaab se alag hain. Apne state ke registration aur revenue department ki website dekho.
- Law lagu hua
- 1 Jul 1882
- Legal review
- Draft — lawyer review baaki hai
Yeh educational jaankari hai, aapke case ke liye legal advice nahi. Exact facts aur lagu law matter karte hain — kuch karne se pehle lawyer se baat karo.