Kanoon SamjhoSamjho Apne Adhikaar
Traffic Rules

Jaldi karo

Road accident mein mujhe chot lagi. Compensation kaise milega?

Simple answer

Gaadi ke owner aur insurance company ke against Motor Accident Claims Tribunal (MACT) mein claim karo. Maut ya serious chot mein bina galti saabit kiye fixed compensation (₹5 lakh ya ₹2.5 lakh) bhi mil sakta hai. Gaadi trace na ho toh sarkari scheme maut par ₹2 lakh aur serious chot par ₹50,000 deti hai.

Real-life examples

Ludhiana mein tez car ne Gurpreet ki scooty ko takkar maari aur uski taang toot gayi. Uska cashless ilaaj hua, usne FIR hona pakka kiya, aur MACT mein car ki insurance company se ilaaj ka kharcha aur kamai ka nuksaan maanga.

Fatima ke pati ki raat mein ek truck ki takkar se maut ho gayi, truck kabhi nahi mila. Ye hit-and-run tha, isliye usne jis sub-division mein accident hua, wahan ke Claims Enquiry Officer ko ₹2 lakh ke liye apply kiya.

Aapko kya karna chahiye?

  1. 1112 ya 108 par call karo aur jaldi hospital pahuncho. PM-RAHAT scheme mein designated hospitals mein 7 din tak ₹1.5 lakh tak ka cashless ilaaj milta hai.
  2. 2Pakka karo ki police FIR darj kare, aur free copy lo. Gaadi number aur witnesses note karo.
  3. 3Saare medical bills, reports, discharge summary aur income proof sambhal kar rakho.
  4. 4Jahan accident hua, jahan aap rehte ya kaam karte ho, ya jahan saamne wala rehta hai, wahan ke MACT mein claim karo. Jitni jaldi ho sake file karo.
  5. 5Hit-and-run hai? Us area ke Claims Enquiry Officer (usually SDM ya Tehsildar) ko apply karo.
  6. 6Lawyer afford nahi kar sakte? Free legal aid ke liye NALSA ko 15100 par call karo.

Exceptions aur zaroori baatein

  • Agar fixed no-fault compensation le liya, toh bade amount wala MACT claim khatam ho jaata hai. Choose karne se pehle lawyer se baat karo.
  • Law mein claim ke liye 6 mahine ki limit hai, lekin November 2025 mein Supreme Court ne sunwai tak is par rok laga di. Phir bhi jaldi file karo.

Official legal reference

  • Motor Vehicles Act, 1988 — Section 166

    Claims Tribunal mein compensation claim kaise aur kahan file karein; sub-section (3) mein 6 mahine ki limit.

    Official text padho

  • Motor Vehicles Act, 1988 — Section 164

    Owner ya insurer maut par ₹5 lakh ya serious chot par ₹2.5 lakh deta hai, bina negligence prove kiye.

    Official text padho

  • Motor Vehicles Act, 1988 — Section 161

    Hit-and-run: maut par ₹2 lakh aur serious chot par ₹50,000, central government scheme ke under.

    Official text padho

  • Motor Vehicles Act, 1988 — Section 162

    Road accident victims ka cashless ilaaj, golden hour samet; ab PM-RAHAT ke roop mein (7 din tak ₹1.5 lakh tak).

    Official text padho

Help kahan milegi

Emergency helpline

Emergency mein police, fire ya ambulance ke liye.

Call karo 112

Ambulance

Emergency ambulance (zyadatar states mein).

Call karo 108

NALSA free legal aid

Eligible logon ke liye free lawyer aur legal advice.

Call karo 15100nalsa.gov.in

Source aur status

Kahan lagu
Poore India mein
Law lagu hua
1 Apr 2022
Legal review
Draft — lawyer review baaki hai

Yeh educational jaankari hai, aapke case ke liye legal advice nahi. Exact facts aur lagu law matter karte hain — kuch karne se pehle lawyer se baat karo.

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